Capital One Quicksilver Payment Address (2023)

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The Capital One Quicksilver payment address is:

Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083

Overnight address:

Capital One
Attn: Payment Processing
6125 Lakeview Rd
Suite 800
Charlotte, NC 28269

Here’s what you should know before mailing your Capital One Quicksilver payment:

  • To make sure your payment posts as quickly as possible, write your Capital One Quicksilver account number on your check.
  • Please note that USPS Priority mail does not get delivered directly to a payment processing center and may not get processed the following day. If you want to ensure overnight delivery and processing, use an express mail service such as UPS, FedEx, DHL, etc.
  • Keep in mind that mailing a payment can take several days. So, make sure you allow enough time for Capital One to receive your payment on or before the due date, or it will be considered late.

Capital One allows for several ways tomake a credit card payment, butonline paymentsare usually the fastest and easiest ones.

Answer Question

People also ask

How can I pay my Capital One Quicksilver credit card?

You can pay your Capital One Quicksilver online, either through the website or the Capital One mobile app. You can also make a Capital One Quicksilver payment by mail or by calling the number on the back of your card. Alternatively, you can pay your credit card by visiting a Capital One branch.

How to Pay Your Capital One Quicksilver Credit Card Billread full answer

  • Online: Log in to your account and click the “Make a Payment” button. Then, choose a payment amount, payment date and the bank account from which the funds will be debited. Finally, click “Submit”. You should receive an e-mail confirming the transaction was successful.
  • Through the mobile app: Download the app for Android or iOS and log in to your account. Then, select your card and tap on the “Make a Payment” tab.
  • Over the phone: Call the number on the back of the card and enter your card information when prompted. Then, follow the prompts to make a Capital One Quicksilver payment.
  • At a branch: You can make a Capital One Quicksilver payment at any Capital One branch during normal business hours.
  • Via mail: Send a check or money order (but not cash) to:
    Capital One
    Attn: Payment Processing
    PO Box 71083
    Charlotte, NC 28272-1083
    Write your credit card number on the check, too.

If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date.

Ultimately, it is also worth noting that Capital One allows Capital One Quicksilver cardholders to set up automatic payments as well.

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Where can I pay my Capital One credit card bill in person?

You can pay your credit card bill in person at a Capital One branch, or at the Money Services counters in Kroger brand stores. You can also make a payment at MoneyGram and Western Union locations, which can be found inside Walmart, Rite Aid, Walgreens, and Money Tree stores.

read full answer

Capital One credit card payments need to be made by 8:00 PM ET, Monday-Saturday in order to post the next day. It is a good rule of thumb for any credit card to not wait until the due date to make your payment.

Here’s where you can pay your Capital One credit card bill in person:

  1. Capital One Bank: You can pay your Capital One credit card bill in person at any branch location. All Capital One bank branches are closed on Sundays and during federal holidays.
  2. Money Services: Money Services is offered at Kroger-owned stores, including Fred Meyer, QFC, Fry’s, Ralphs, Dillon’s, City Market, Baker’s, and Smith’s, to name a few. You can pay your Capital One credit card bill with cash or a debit card when you bring your bill stub and account number. Payments for credit cards will be charged a fee (prices vary by location). Payments can be posted the same day or in up to three business days, depending on what payment options are available.
  3. MoneyGram: Once you find a MoneyGram location near you, all you need is the account number and cash. MoneyGram has their own standalone stores. Walmart and CVS Pharmacy are the next most common locations. Be aware that in-person credit card payments using MoneyGram are cash only. There’s also a fee that varies depending on the amount paid and posting time.
  4. Western Union: You will need the biller’s name and account number. Some participating Western Union locations accept debit cards in addition to cash. The most common locations for Western Union besides their own stores are Walgreens, U.S. Bank, and Kroger-owned stores.

Here are some other payment options:

  • ATM: Capital One has over 70,000 fee-free ATM locations. You can find them at select Target, Walgreens, and CVS Pharmacy locations. Check online or call customer service to find additional locations. You can use the ATM to deposit cash or checks to your Capital One checking account. Then, you can use that money to pay your Capital One credit card bill online, by phone, or mobile app.
  • Online: You can also make an online credit card payment by signing in to your Capital One account.
  • Mobile App: You can instantly deposit checks to your Capital One checking account using your mobile phone. You can also transfer money between banks with Capital One’s online banking, but this takes a little longer. However, this can be a convenient option in the future once you link your bank accounts.
  • Mail: Lastly, you can pay your Capital One credit card bill via mail. The address is:
    Capital One
    Attn: Payment Processing
    PO Box 71083
    Charlotte, NC 28272-1083

Deciding where to pay your Capital One credit card bill in person depends on how strapped you are for time. If you’re not paying your bill at a Capital One Bank location, you might also have to pay a fee. But that will certainly beat triggering a late payment fee. No matter where you choose to pay your bill, make sure to bring the proper information, identification and form of payment needed.

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What's the Capital One Quicksilver interest rate?

The Capital One Quicksilver regular interest rate is 17.99% - 27.99% (V), based on creditworthiness. This card also offers intro APRs on purchases and balance transfers of 0% for 15 months. Note that balance transfers are subject to a fee of 3%.

What you should know about the Capital One Quicksilver interest rate:

  • The actual rate you’ll receive upon approval depends on factors such as your income, payment history, and debt level. read full answer
  • The card’s regular interest rate is listed on your statement, in the “Interest Charge Calculation” section under “Annual Percentage Rate (APR)”.
  • The 17.99% - 27.99% (V) rate applies to both purchases and balance transfers.
  • The Capital One Quicksilver charges a separate 27.99% (V) interest rate on cash advances. There is no penalty APR for late payments.
  • If you do carry a balance on your card, it will accrue interest daily. Interest compounds, which means you owe interest on both the principal balance and any interest already accumulated.

How to avoid paying interest on your Capital One Quicksilver card:

The Capital One Quicksilver card gives cardholders a 25-day window known as a grace period to avoid paying interest. The grace period runs from the end of a billing cycle until the due date. As long as you pay your credit card bill in full during that timeframe, there won’t be any interest charges.

However, you’ll lose your grace period if you carry a balance to the next billing cycle. You can reinstate the grace period after you pay the entire balance for two consecutive months. The grace period does not apply to balance transfers or cash advances.

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