Student Payment Policies (2024)

All CSU Global tuition and fee charges may be paid online through the Student Portal using the following methods:

  • MasterCard
  • Visa
  • Discover
  • American Express
  • Electronic payment from checking/savings account (CSU Global accepts debit cards but is not authorized for automatic deductions).

Students may also pay by check, money order, or cash. Check or money order payments by mail must be received by the due date. Make checks and money orders payable to Colorado State University Global and mail to:

Colorado State University Global
Attention: Student Accounts
585 Salida Way
Aurora, CO 80011

Billing Notification

Students will receive all billing notices through their CSU Global email account and/or their Student Portal and may also receive paper bills by mail at the address provided by the student. Payment is due by the first day of class in each term unless another payment option has been approved.

If payment or payment arrangements have not been made by the drop period, you may be administratively dropped from your course(s).

Payment Options

Students who do not have a valid social security number on file with the university will be required to pay 100% of their term charges by the first day of the term regardless of their preferred payment options.

Cash Payment

Unless approved for another financing option prior to the start of the term, students are required to pay 50% of their tuition by the first day of the term and the remaining 50% of their tuition 30 days into the term using one of the accepted payment methods.

Employer Reimbursement Tuition Deferment

Students may defer their tuition until the end of the term if they are eligible for a qualified employer tuition reimbursement programs. The Deferred Payment Agreement must be submitted and approved by the first day of class. Full payment is due no later than 30 days after the course is completed. At this time, students are responsible for any unpaid tuition and other charges. Students should contact Student Financial Services for more information.

Third-Party Billing

Students may have their tuition and other charges paid for by a third party such as a non-profit organization or other entity. The Deferred Payment Agreement must be submitted and approved along with an approved billing authorization or voucher from the third party payer by the first day of class. The Third Party Sponsor will be billed directly for allowable charges. Full payment is due no later than 30 days after the course is completed. Students are responsible for any unpaid tuition and other charges.

Military Benefits

A variety of military benefits are available based on the student's status. CSU Global will defer payment until 30 days after the end of the term for the benefits to process. Charges not covered by military benefits are the responsibility of the student. All military benefits requests must be submitted and approved prior to the start of the term.

Financial Aid

The Federal Financial Aid programs offered at CSU Global include the Federal Pell Grant, Federal Direct Stafford Loans, and Federal Direct PLUS Loans. Not all students will qualify for all types of Financial Aid available, and your eligibility is determined based on your Free Application for Federal Student Aid (FAFSA). All financial aid packages must be approved and accepted prior to the start of the term.

Financial Aid Tuition Deferral

Students who begin attendance in a trimester as less than half-time (fewer than 6 credits for undergraduate students or fewer than 3 credits for graduate students) will not qualify for a financial aid loan disbursement. In order to quality for a financial aid loan disbursement during that trimester, they must achieve an enrollment status of half-time attendance or higher. Since loan funding may not be received until a future term with a trimester, Financial Aid students may apply to have their tuition deferred until 30 days into the final term of their trimester by completing the Financial Aid Deferment Agreement. All required financial aid documentation and award acceptance must be completed prior to the beginning of each term in which the student wants to apply for the tuition deferral. Students must have enough accepted financial aid to cover estimated charges for the trimester. Pell Grant alone is insufficient to cover all direct costs in a term. Students who do not qualify for financial aid disbursements by the payment due date are responsible for any unpaid tuition and other charges.

Good Financial Standing

A student is considered to be in good financial standing with the university if:

  • Current term payment has been made or arrangements to pay are on file.
  • There is no prior term balance.
  • There is no current financial related hold on their student record.
  • No outstanding account balance has been referred to a third party collector.

Outstanding Account Balances

Students with unpaid tuition 30 days after the start of class may have a registration and/or transcript hold placed on their account unless a deferred payment option (military benefits, tuition reimbursement, or third-party tuition assistance) has been approved. Students with an approved deferred payment option have until 30 days after the end of the term; at which time, a registration and/or transcript hold will be placed on their account. Financial Aid students with an approved Financial Aid Deferment Agreement on file, will have their tuition payment deferred until 30 days into the final term of their trimester.

Students will be offered the option of setting up a payment plan for past due balances for a $25 enrollment fee; however, students will not be allowed to register and/or may be removed from future registrations until the account is paid in full.

Any account not paid within 90 days after the end of a term, or the end of the academic year for financial aid students, will be referred to a collections agency.

Delinquent Student Accounts

Students are subject to any or all of the following actions if they have a delinquent debt to CSU Global:

  • Administratively withdrawn
  • Transcripts withheld
  • Degree withheld
  • Unregistered from current or future course(s)
  • No future course registrations allowed
  • Turned over to a collection agency

Reasonable collection/legal costs will be added to the amount due. A $10.00 late fee will be charged for payments 15 days past their due date, and a $25.00 fee will be for insufficient funds when payments are electronically processed. A $35.00 fee will be assessed for returned checks. Students who have been referred to an outside collection agency will be required to pay all charges by the first day of the term or may be dropped from their course(s).

Private and Alternative Loan Programs

Students may apply for private or alternative loan programs through their preferred lenders. Private loans will not be certified for more than the student's cost of attendance minus other financial resources that the student is receiving. Further, students are subject to the criteria as determined by the individual lender.

It is recommended for students to apply for federal aid before applying for private or alternative loans to ensure that he/she can be informed on all available educational financing options. Other restrictions or requirements may apply in order for a private or alternative loan to be disbursed. Students should contact Student Financail Services for more information regarding the requirements to obtain a private educational loan.

Student Loan Code of Conduct

As a participant in the federal student aid programs, and more specifically the student loan programs, CSU Global is required to develop, publish, administer, and enforce a code of conduct that complies with the Higher Education Opportunity Act of 2008. The obligations set out in this policy do not modify or supersede requirements previously set forth by other State and Federal law. This policy applies to all employees in Student Financial Services and all other CSU Global employees who have responsibilities related to education loans or other forms of student financial aid. Agents of the university with responsibility for education loans or other student financial aid are also expected to abide by the terms of this policy.

  • CSU Global will not enter into any revenue-sharing arrangement with any lender.
  • When participating in the Federal Family Education Loan Program (FFELP), CSU Global will not assign a first-time borrower's federal loan, through award packaging or other methods, to a particular lender. CSU Global will not refuse to certify, nor delay certification of, any federal loan based on the borrower's selection or a particular lender or guaranty agency.
  • CSU Global will not request or accept from any lender any offer of funds to be used for private education loans (as defined in the Federal Truth in Lending Act), including funds for an opportunity pool loan, to students in exchange for the university providing concessions or promises regarding providing the lender with (i) a specified number of federal loans; (ii) a specified federal loan volume; or a preferred lender arrangement for federal loans.
  • CSU Global will not permit a private educational lender (as defined in the Federal Truth in Lending Act) to use the institution's name, emblem, mascot, logo, or any other words, pictures, or symbols associated with CSU Global to imply endorsement of private educational loans by that lender.
  • CSU Global will not request or accept from any lender any assistance with call center staffing or financial aid office staffing. Nothing in this section, however, prevents CSU Global from accepting assistance from a lender related to (i) professional development training for its staff; (ii) providing educational counseling materials, financial literacy materials, or debt management materials to borrowers, provided that such materials disclose to borrowers the identification of any lender .that assisted in preparing or providing such materials; or (iii) staffing services on a short-term, nonrecurring basis to assist CSU Global with financial aid-related functions during emergencies, including State-declared or federally declared natural disasters, federally declared national disasters, and other localized disasters and emergencies identified by the Secretary of Education.
  • No employee shall have a conflict of interest with respect to any education loan or other student financial aid for which the employee has responsibility.
  • No employee may process any transaction related to his/her own personal financial aid eligibility or that of a relative. For the purposes of this Policy, a "relative" is defined as an individual with whom an employee has a relationship by blood, marriage, adoption, domestic partnership, or other personal relationship in which objectivity might be impaired.
  • No employee may accept any gift from a lender, guarantor, or servicer of education loans. A gift to a family member of an employee or to any other individual based on that individual's relationship with the employee shall be considered a gift to the employee if the gift is given with the knowledge and acquiescence of the employee and the employee has reason to believe the gift was given because of the employee's position at the university.
  • No employee shall accept from any lender or affiliate of any lender any fee, payment, or other financial benefit (including the opportunity to purchase stock) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.
  • No employee who serves on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors may receive anything of value from the lender, guarantor, or group of lenders or guarantors in return for that service. The employee may be reimbursed for reasonable expenses incurred in serving on such boards, commissions or groups.
Student Payment Policies (2024)

FAQs

Why students should pay for their own education? ›

One of the biggest benefits to paying your own tuition is it teaches you how to budget. Students generally do not have a large income while in school but if the small income they do have must go to tuition, textbooks and rent then they will learn early on how to be good with their money.

What are 3 things you should keep in mind when taking out a student loan? ›

8 Tips for Taking Out Student Loans
  • Compare financial aid offers. ...
  • Borrow only what you need. ...
  • Consider working part-time. ...
  • Ask questions and follow instructions. ...
  • Shop around for private loans. ...
  • Be clear on what you're signing. ...
  • Note private-loan credit requirements. ...
  • Consider making interest payments while in college.

What are some ideas you may have to make it easier to pay back your student loan? ›

9 ways to pay off your student loans fast
  • Make additional payments.
  • Establish a college repayment fund.
  • Start early with a part-time job in college.
  • Stick to a budget.
  • Consider refinancing.
  • Apply for loan forgiveness.
  • Lower your interest rate through discounts.
  • Take advantage of tax deductions.
17 Nov 2021

Does my income affect my student loan? ›

All full-time students who qualify for student finance are entitled to a basic amount of financial help. Anyone can get a loan to cover tuition fees. However, the total amount you can get through grants and the Student Loan for Maintenance will depend on your household income.

Why do people pay school fees? ›

You should pay your school fees for the following reasons: To ensure a healthy Credit Score. To ensure you don't ruin your reputation. To ensure you don't cause harm the Relationship you and your Child hold.

How do you ask students to pay their fees? ›

Dear _______, kindly consider this letter as a gentle reminder for the payment of your tuition fees installment which is due on [date]. The amount to be paid in the upcoming installment is [amount]. It is requested to kindly pay the dues before the said date to avoid any additional charges.

What is the best way to handle student loan debt? ›

The swiftest way to cut down your student loan debt is to make payments against your principal balance. If you want to make bigger payments on your loan, just make sure your lender is informed to use that payment to your principal. Sometimes lenders need to be instructed to do this.

What are three things you think are important to consider before borrowing money for school? ›

  • File for federal aid early using old tax returns. ...
  • Understand different types of loans. ...
  • Contact your financial aid adviser. ...
  • Understand the impact of debt. ...
  • Know your repayment options.
28 Aug 2019

What are 3 things you could do to lower your potential total student loan debt? ›

How to Reduce Student Loan Debt
  • Exhaust Free Sources of Money. ...
  • Save as Much as Possible Before College. ...
  • Enroll at a Less Expensive School. ...
  • Use a Tuition Payment Plan. ...
  • Work While In School. ...
  • Pay Interest During School. ...
  • Pay Interest During Grace Periods. ...
  • Graduate On Time.
3 May 2021

Why are student loans hard to pay off? ›

The $1.7 trillion student debt crisis is largely due to interest that grows each year, so even borrowers who consistently repay their debt face high interest rates that keep their debt equal to what they initially borrowed — or higher.

How can you reduce your total loan cost answers? ›

Pay More than Your Minimum Payment

Paying a little extra each month can reduce the interest you pay and reduce your total cost of your loan over time. Continue to make monthly payments even if you've satisfied future payments, and you'll pay off your loan faster.

What happens if you don't pay off student loans in 10 years? ›

After 10 years of making payments on an income-driven repayment plan and working for an eligible employer, your remaining debt is forgiven. The Biden administration recently announced sweeping changes to the Public Service Loan Forgiveness program that will expire on Oct.

Does student finance check your bank account? ›

If you're applying for full-time student finance you'll be asked to include your bank details in your application. This is so we can pay any living costs loan or grant to this account for you at payment time.

Does student finance check parents income? ›

Your uni will decide the fee's and the money is payed directly to them. If you're a dependant student, that means that the amount of student finance you receive will be determined by your gross taxable household income (basically what your parents make in a year after tax).

How much can your parents earn to get student allowance? ›

If your parents joint earnings are more than $60,968.96 a year before tax, the rate you get for Student Allowance goes down. You can't get a Student Allowance if their joint earnings while you study are more than: $110,928.72 if you live with them.

What happens if you don't pay school fees? ›

Fee payment can be enforced by debt collectors. Schools can and have taken parents to court for non-payment of fees. If a parent is in arrears by one month or more, the school governing body must investigate whether the parent qualifies for exemption BEFORE handing over to debt collectors.

Who is responsible for payment of school fees? ›

Each school's fees are determined by the parents of the school. Parents who are unable to afford the school fees are given the right to apply for a school-fee exemption. This ensures that learners are not discriminated against because their parents are unable to pay the full fees.

What are the advantages of no fees schools? ›

Pros of free basic education
  • It offers guaranteed access to basic level of education. ...
  • Life security. ...
  • The kids will have a better outlook on life. ...
  • It also improves the prospects of employment. ...
  • It fosters equality in schools. ...
  • Promotes fairness. ...
  • Helps kids concentrate and focus on their studies.
20 May 2019

How do you ask for payment without being rude? ›

Calling your client to ask for payment
  1. Introduce yourself and explain why you're calling.
  2. Be clear, concise, polite, and short.
  3. Don't use slang words and expressions.
  4. Don't make direct accusations about the client not paying you.
  5. Maintain an impersonal and polite tone that gives your client the benefit of the doubt.
28 Jun 2022

How do you ask for money without sounding rude? ›

5 Polite Ways To Ask For Your Money Back
  1. The polite reminder. Sometimes, people genuinely forget that they owe you something - not everyone is out to get your money. ...
  2. Ask for an update on what they used the money For. ...
  3. Let them pay for the next round. ...
  4. Ask them to help you out. ...
  5. Give them flexible terms.
1 Mar 2022

How do you ask for time to pay fees? ›

The financial condition of my family has become quite uncertain and unstable. As a result of this, I have not been able to pay my school fee for the month of May and June, 2019. Kindly give my family a time period of two weeks. I shall be able to pay the fee by July 2, 2019.

Why is student debt a crisis? ›

Americans now owe more in private student loans than they do for past-due medical debt or payday loans. Every year millions of new students are pumped into the student loan system while current borrowers struggle to exit it.

What kind of advice can you give to students about loans? ›

Avoid borrowing more than you need

Remember, even if you're offered a certain amount of student loans in your financial aid award letter, you're not obligated to take the total amount. Instead, estimate your cost of attendance and consider defraying that cost with a college job or side hustle.

Who holds majority of student debt? ›

As of July 2022, American students are on the hook for approximately $1.748 trillion in student loans, according to data compiled by the Education Data Initiative. 43 million student borrowers owe an average of $37,667, up significantly from past decades.

What are the five factors to be considered when borrowing money? ›

5 Things You Must Consider Before Borrowing Money
  • High Interest Payments. When you borrow money, you are obviously required to repay the original, or principal, amount back, and in nearly all cases, you pay more than that. ...
  • Credit Damage. ...
  • Strained Relationships. ...
  • Feeling Stuck. ...
  • Less Flexible Budget.
4 Sept 2015

What are the factors that a person needs to borrow money? ›

7 Main Factors That Determine Loan Amounts
  • 1) Credit Score. Lenders determine loan amounts based on a borrower's credit score. ...
  • 2) Credit History. ...
  • 3) Debt-to-Income Ratio. ...
  • 4) Employment History. ...
  • 5) Down Payment. ...
  • 6) Collateral. ...
  • 7) Loan Type & Loan Term. ...
  • Apply for a Loan with HRCCU.
6 Aug 2021

What are five things that are important to think about before borrowing money for school? ›

Factors to consider include:
  • Interest rate while you're attending college: Is it fixed or variable? ...
  • Rate once you graduate: Does the rate increase once you earn your degree?
  • Fees: Are you on the hook for origination, late payment, repayment and application fees, etc.?
  • Term of the loan.
  • First payment due date.

What are ways to avoid student loans? ›

How to avoid student loans — before attending college
  1. Start or amp up your saving now.
  2. Consider shortening your route to a degree.
  3. Include inexpensive colleges on your college list.
  4. File your FAFSA and seek out grants.
  5. Apply for school, private scholarships too.
  6. Negotiate your financial aid package.
30 Aug 2021

How can I lower my private student loan payments? ›

How to lower private student loan payments on your own
  1. Opt for a bare-bones budget.
  2. Prioritize earning more income.
  3. Apply for autopay or auto-debit.
  4. Seek out loan repayment assistance programs.
  5. Refinance your private student loans.
  6. Bankruptcy.
24 May 2021

How can I be debt free from student loans? ›

17 Ways to Go to College Debt-Free
  1. Attend a Public School as an In-State Student. ...
  2. Attend Community College. ...
  3. Attend Online College. ...
  4. Attend a No-Loan College. ...
  5. Save With a 529 Plan. ...
  6. Earn Scholarships. ...
  7. Earn Grants. ...
  8. Participate in a Work-Study Program.

Do you think people should pay for higher education Why follow up? ›

Answer: I do not think that the university cost should be paid solely by the students and their guardians. Since the government allocate budget for the education sector and a major portion of it goes for higher education and research facilities, state-run universities must offer free education.

Do you think people should pay for higher education why speaking? ›

A: In my view, many students should be entitled to have a free higher education, especially if they can't afford the fees but have consistent high grades. For those who are high achievers getting a paid tuition to the university of their choice could be life-changing.

Should students get paid money for having good grades pros and cons? ›

Paying students for good grades can provide some community benefits, but it doesn't change the overall problem that faces society. Different children are going to perform better when money is an incentive. Kids who have a desire to learn will continue to benefit from that trait whether they get paid for it or not.

Do you think people should pay for secondary education? ›

Nowadays, the government sponsoring education has become a debatable topic. Some people believe that studies should be free not only at the primary level but also for higher education. However many people are of the opinion that the cost of secondary education should be paid by an individual.

Why should government provide free education? ›

Free primary education is fundamental in guaranteeing everyone has access to education. However, in many developing countries, families often cannot afford to send their children to school, leaving millions of children of school-age deprived of education.

Do you think the government should provide free education to all? ›

Moreover, providing free education has economic benefits too in the long term. For example, educated people will lead a healthy life, will have less communicable diseases and will take part in preventive measures against major diseases. Thus, educated people will help the government save a lot in the health budget.

Should education be free at all levels? ›

Why should education be free for all? Answer: Free education guarantees that the overview of the life of all children will be the same. Candidates will experience increased employment: Free education means that most students will have access to education and increase their chances of getting employment.

What makes someone a good student? ›

A good student is the one who can work in a group, motivate others and yield productive output. Being positive, helpful, cooperative and friendly are all the traits of a good student. Such students become great team players and leaders when they grow up.

Do people nowadays help others more than in the past? ›

Yes, I think people help each other more now than in the past because with the advent of technology there are so many mediums such as Social Media and online money transfer through which we can extend help to others as well aa find people who are in need of help. Who should teach children to help others?

What are the benefits of being a student ielts speaking? ›

The students themselves benefit from having a high level of education, which can then be translated into skills in the workplace, keeping society progressing and the economy profitable with their increased skills and knowledge.

Should you pay your kids for grades? ›

Research shows that paying kids for good grades often does improve them. Initially. When kids receive compensation – whether it's for doing chores, limiting screen time or doing well in school – there's almost always improvement in behavior.

Should kid be rewarded for good grades? ›

'A reward that acknowledges a great effort is more effective than one that is prom ised upfront for getting an A. Appreciation is always a better motivator than control : Encouraging a child to do his or her best is enough.

Is free education better than paid education? ›

In some countries free education is offered for primary or even secondary levels. In conclusion, the paid education ensures a far better quality education as compared to the free education and the free education only provides the poor children with a chance to get the education and get in the competition.

What are advantages and disadvantages of free education? ›

Top 10 Free College Pros & Cons – Summary List
Free College ProsFree College Cons
Higher level of technological progressStudents may not value their education
Higher tax revenueLess motivation to study hard
Lower financial pressure on studentsCollege may become less important in the future
7 more rows

Why should education be less expensive? ›

If more people could afford college, more people would probably attend. This leads to a more educated population. It has been shown that a more educated public results in higher political participation.

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